Conditions, traps and good business!

Come -back in a hurry … but with a discount

Last year, the government hit hard: a new electric car for 100 €/monthwithout contribution. And like the croissants at € 1, it is successful. Except here, in 2025, the «Second Tour» version felt a little light. Less budget, less cars, but more expectations.

Returns of social leasing In September 2025with 369 million euros to be distributed. Last year it was 650 million. Result? THE The vehicle support drops from 13,000 to 7,380 €. See more: less cars available and above all an offer less generous.

The Ministry of Ecological Transition Tables 50,000 signed contracts. But with the fiscal wood mouth that hovers on Bercy, you can expect a slightly more shy horn. And there is no doubt of playing intelligently: cars will have to be Produced in Europe and view a Respectable environmental score. No more chinoiserie at broken prices.

For whom is this social leasing?

Here, there is no room for the Bobo driver who is looking for a second car to get around the Pâté de Maison. This leasing is intended for Modest familiesThose who count the cents before shooting the key of contact.

To apply, you must have a file Tax revenues of reference below € 15,400/action And justifies the journey homework greater 15 km or roll At least 8,000 km/year. Yes, it has a smell of the factory, site or school at the other end of the suburbs.

The goal is clear: help those who have it really needWhile Reduce the rolling broth. To have a nice aspect, the condition also involves booking 10 % of shares (or 5,000 cars) to workers in Low emissions areas (ZFE). Those who, ironically, often have the oldest vehicles, therefore the most prohibited.

But there is a trick in the contract: No contributionOf course, but Insurance and charging Stay at your expense. And if you think it will not cost anything … try to ensure an e-208 in Paris with a red bonus in red.

What models for less than € 100/month?

If you dreamed of a Tesla for the price of a telephone subscription, calm your enthusiasm. This leasing first concerns the Car of the French electric city… and their European cousins. But surprise: the range grows a little, with some other family models, for those who have more than a lot of races to transport.

At the entrance, In – C3, 500 ° and -208 It should be one of the happy elected officials. Estimated prices: around 95 €/monthExcluding insurance, of course. AND sober, compact electric and 100 %Perfect for urban trips … as long as you are not trying to cross France with three children and a dog.

For families or chest lovers XL, let’s go to 139 €/month with more versatile models such as Peugeot E – 2008, Opel Mokka Electric, Jeep Avenger or Alfa Romeo Junior Electric. It is beautiful on paper, a little less on the banking declaration.

And to Renault? 2025 could mark the return of R5 and Electric R4accompanied by Mégane and -Tech OR Kich and -cheer. But here, mystery about monthly payments. I’m not sure they are entering the famous three figures.

Opportunities … and small traps

Like often with things too beautiful to be true, You have to read the small lines. Social leasing is a bit like an unlimited buffet without drinks: what is not included can be quickly expensive.

First of all, insurance. For some profiles, it can go beyond the monthly leasing payment. After, recharge. If you live in a pavilion with home socket, perfect. But in the city, between HS and prices they are going up, it can quickly contact the sketch.

Another subtlety: the Reduction of the ecological bonus. In 2024, we could count to € 7,000 in cumulative aid. In 2025, it will be more € 4,000 Maxiwith the exception of very specific cases. Less bonus = tighter leasing = risk of refusal.

And finally, an surprising track: the Occasin leasing. Oui, Some movements Dacia are reconditioned It could soon integrate the device, at even softer prices. If you have nothing against plastics and Twingo Astmatic performance, this is an option.

In summary

• Social leasing 2025 : return scheduled for September with less budget but more choices.

• Rigorous criteria : Reserved for modest families with real need for mobility.

• Available models : From ë -c3 to Megane and – Tech, via Jeep Avenger.

• Hidden contract : insurance, charging and ecological bonus in free fall.

• Occasin leasing : an alternative that could seduce small rollers.